Free calculators
Quick, private calculators for everyday money and planning questions. Each runs entirely in your browser, so nothing you type is sent or stored. Each one explains the method behind it and links to a matching spreadsheet template for ongoing tracking.
- Debt Payoff Calculator (Snowball vs Avalanche): Free debt snowball and avalanche calculator. Enter your debts and monthly budget to see your debt-free date, payoff order and total interest.
- 50/30/20 Budget Calculator: Free 50/30/20 budget calculator. Enter your monthly take-home pay to see how much to spend on needs, wants and savings, and compare with your actual spending.
- Net Worth Calculator: Free net worth calculator. Add up your assets and liabilities to see your net worth and debt-to-asset ratio. Runs privately in your browser.
- Wedding Budget Calculator: Free wedding budget calculator. Enter your total budget and guest count to split it by category and see the cost per guest.
- Freelance Hourly Rate Calculator: Free freelance hourly rate calculator. Work out the hourly and day rate you need from your target income, expenses, taxes and billable hours.
- PTO Accrual Calculator: Free PTO accrual calculator. Work out vacation hours earned per pay period, your projected balance on any date, and how many days that is.
- Sinking Fund Calculator: Free sinking fund calculator. List irregular expenses like car repairs, gifts and insurance, set a due date, and see exactly how much to save each month and each paycheck.
- Travel Budget Calculator: Free travel budget calculator. Add flights, lodging and a daily spend to get the total trip cost, cost per person, cost per day, a buffer and how much to save each month.
- Savings Goal Calculator: Free savings goal calculator. Enter a goal, a deadline and your interest rate to see how much to save per month or per paycheck, or how long it takes at your current pace.
- Side Hustle Profit Calculator: Free side hustle profit calculator. Enter sales, platform fees, costs, hours and a tax set-aside percentage to see your real profit and true hourly rate from a side gig.
Looking for step-by-step explanations? Browse our guides.