Debt Payoff Planner (Snowball & Avalanche)

Enter up to 8 debts and one monthly budget. Switch between Snowball and Avalanche and see payoff order, payoff month per debt, debt-free date and total interest.
What's included
- Snowball or Avalanche with one dropdown
- Up to 8 debts, 30-year month-by-month schedule
- Payoff month per debt + total interest
- Balance-over-time chart
- Warns if budget is below minimums
Format: .xlsx (Excel / Google Sheets)
License: personal use (see terms)
$9
Buy now — $9Buy button opens secure Payhip checkout
Better value: 10-Template Bundle (includes this template) — $29 ($73 separately). Includes this one plus budget, debt payoff, net worth, wedding, meal, freelancer, PTO, habit and weekly planner.
Get the bundle — $29New here? Try the free monthly budget sheet.
Digital product — no physical item is shipped. Calculation tool only; not financial, legal or tax advice.
Related guide: Debt Snowball vs Avalanche: Free Google Sheets Spreadsheet Method
Get the free budget sheet: a simple one-tab monthly budget for Excel & Google Sheets.
We'll store your email to send occasional Plainsheet updates (new templates, checkout opening). No spam, never sold; unsubscribe anytime via the link in any email or our contact page. See Privacy · About · Contact.